We Make Home Financing Simple
Get Started with a New Home Advisor
Our knowledgeable New Home Advisors are here to walk you through the process and begin building your budget. They can answer any questions you may have about construction costs, home plans, and materials. They work closely with our preferred lenders who specialize in construction loans and can help determine what type of financing is best for your new home.
Work with a Preferred Lender
Working with Simplicity's preferred lenders can be a smart choice, here's why:
- Streamlined Process: Preferred lenders have a stronger existing relationship with the builder, making your closing experience seamless and stress-free.
- A Familiar Face: Borrowers love the ease of having a lender who sticks by their side, offering comfort and support throughout the entire process.
- Reputation and Accountability: Builders select preferred lenders for their outstanding reliability and top-notch customer service. This means borrowers can enjoy the exceptional service that comes with a lender who's accountable to the builder.
Simplicity's Preferred Lenders
- Our loan is a “one-time” close program. No need to take out a construction loan and then follow it up with a refinance loan and all the associated costs and hassles of that.
- Enjoy closing costs that are substantially lower than our competitors'.
- Competitive interest rates compared to other Construction lenders.
- With our Lot Loan program, we can lend up to 80% LTV if there are utilities already to the lot or 70% if bare land. And, we have no Balloon payment or acceleration clause.
- As the 5th largest Bank in the USA, we will always be here to help the customer. We never sell our Construction to Perm loans so, no worries about having a new loan servicer in the future.
Connect with one of our Construction-Certified Mortgage Loan Officers to get started.
Find a Mortgage Loan officer